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Is travel insurance required to go to Italy?

One of the most debated topics among travelers is the travel insurance! Many say that nothing changes, but the fact is: it does change and can (literally!) save your life, in case you go through some unforeseen event. Do you want to learn more? So this post was made for you!

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Is travel insurance required to go to Italy?

Hello! I hope you are well! Today we are going to talk about the dreaded and famous travel insurance. Many people ask me how it works, what it covers, etc. Here remains the most common question from my readers: is it required to have travel insurance to go to Italy? Well, let’s talk about it! We will give you all the necessary information for your trip to be great! Here at Your Travel to Italy with Ana Patricia you make the trip of your dreams!!! ALSO: see our “Accommodation in Italy – Tips for your holidays!”

1) Is travel insurance required to go to Italy? KNOW THE SCHENGEN AGREEMENT

Italy is part of the Schengen Agreement, which is an agreement between countries that allows the free movement of people in part of the European territory, and it was this agreement, too, that abolished the need for visa applications for some foreign travelers who traveled to Europe. Travel insurance applies to Italy and more than 25 European Union countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Hungary, Iceland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, the Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland, and it is REQUIRED! Oh, remember that your insurance must cover at least 30.000 euros.

2) Is travel insurance required to go to Italy? UNDERSTAND THE IMPORTANCE OF INSURANCE

Why is it important? Because a simple medical appointment can cost 200 euros! With travel insurance, you travel with much more peace of mind, and, if necessary, you can use it at any time. Of course, we hope you don’t need this service, but it is always good to be forewarned! In addition, some insurance also includes legal advisory services, compensation for lost luggage, assistance in case of lost documents, and reimbursement for flight delays or cancellations.

3) Is travel insurance required to go to Italy? LEARN HOW TO HIRE A TRAVEL INSURANCE

What should I consider when hiring? First, compare the prices! Don’t go out in despair; hire the first one you find. Check the amounts of medical coverage carefully and remember to consider particular cases such as pregnant women, the elderly, exchange students, and extreme sports practitioners. There are individual and family plans for all cases. Read the contract from beginning to end, and always ask questions if in doubt. It is worth remembering that some international credit cards offer the service for free to their holders, spouses, and dependents who travel with tickets purchased with these cards. Check with your operator for the availability of this service. Read carefully what the procedure is like in case of need, and write down the phones you need to call in case of emergency.

4) Is travel insurance required to go to Italy? INSURANCE COVERAGE

“Ana Patricia, during my trip, I will practice some extreme sports; if I have an accident, does my insurance cover it? What about accidental death?” Well, most insurance does not cover accidents occurring in radical sports. If you are told that there is coverage, read the contract and do not buy the insurance before solving this doubt! Some insurance DO NOT cover sports accidents in its basic plans, but be aware of the possibility of including this coverage as an additional one.

What does insurance NEEDS to cover?

What does basic insurance actually cover? See the items that need to be included in the basic coverage contract:

  • Medical and dental assistance 24/7;
  • Insurance in case of suspension or cancellation of the trip for medical reasons;
  • Companion in case of prolonged hospitalization;
  • Accommodation after hospital discharge;
  • Rescheduling a ticket to return to your country;
  • Medical and funeral repatriation, both in case of illness, accident, or accidental death;
  • Funeral assistance;
  • Compensation in case of death;
  • Indemnity in case of permanent or total disability during the trip;
  • Location or compensation of lost luggage;
  • Legal expenses;
  • Prepayment of bail.

5) Is travel insurance required to go to Italy? INSURANCE PROBLEMS

I had a problem with my insurance, how to proceed? Before anything, try to solve the problem with the insurance company. Contact the company or the ombudsman and monitor the occurrence closely. Keep all documents in hand, and if you are still abroad, remember to always leave a copy of all travel documentation with someone you trust at home. If you do not have the expected return, contact your country’s Superintendence of Private Insurance, which is governed by the National Insurance Council. They are responsible only for the insurance contracted in each country’s territory.

(*) The responsible institution may be another in your country, but with a quick Google search, you can find it easily.

6) Is travel insurance required to go to Italy? HIRING AN INSURANCE COMPANY

Where can you hire out travel insurance? It is very simple and cheaper than you think. Access Globelink.co.uk right now. On this site, you will find everything you need to search for, compare, and choose the best travel insurance!


Travel Insurance


Is travel insurance required to go to Italy? Traveling with insurance is much more stress-free; after all you know that if something goes wrong, you will be protected! Do not risk traveling without travel insurance, it is essential for your trip to be flawless!

Do you feel unsafe traveling?

If you need help organizing your trip, do not hesitate to contact me! I would love to help you make your dream trip to Italy.

Still in doubt? Be sure to post your questions below, or just send me a message, and I will answer you as soon as possible!

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