The travel insurance is it required to go to Italy?
Hello! I hope you are well! Today we are going to talk about the dreaded and famous travel insurance. Many people ask me how it works, what it covers, etc. Here remains the most common question from my readers: it is required to have the travel insurance to go to Italy? Well, let’s talk about it! We will give you all the necessary information for your travel to be great! Here at Your Travel to Italy with Ana Patricia you make the trip of your dreams!!! ALSO: see our “Accommodation in Italy – Tips for your holidays!”
1) The travel insurance is it required to go to Italy? KNOW THE SCHENGEN AGREEMENT
Italy is part of the Schengen Agreement, which is an agreement between countries that allows the free movement of people in part of the European territory and, also, it was this agreement, too, that abolished the need for visa applications for some foreign travelers who traveled to Europe. Travel insurance applies to Italy and more 25 European Union countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Hungary, Iceland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway , Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland and it is REQUIRED! Oh, remember that your insurance must cover at least 30.000 Euros.
2) The travel insurance is it required to go to Italy? UNDERSTAND THE IMPORTANCE OF INSURANCE
Why is it important? Because a simple medical appointment can cost 200 Euros! With the travel insurance you travel with much more peace of mind and, if necessary, you can use it at any time. Of course, we hope you don’t need this service, but it is always good to be forewarned! In addition, some insurance also includes: legal advisory services, compensation for lost luggage, assistance in case of lost documents and reimbursement for flight delays or cancellations.
3) The travel insurance is it required to go to Italy? LEARN HOW TO HIRE A TRAVEL INSURANCE
What should I consider when hiring? First compare the prices! Don’t go out in despair and hire the first one you find. Check the amounts of medical coverage carefully and remember to consider particular cases such as pregnant women, the elderly, exchange students and extreme sports practitioners. There are individual and family plans for all cases. Read the contract from beginning to end and always ask questions if in doubt. It is worth remembering that some international credit cards offer the service for free to its holder, spouse and dependents that travel with tickets purchased with these cards, check with your operator for the availability of this service. Read carefully what the procedure is like in case of need and write down the phones you need to call in case of emergency.
4) The travel insurance is it required to go to Italy? INSURANCE COVERAGE
“Ana, during my trip, I will practice some extreme sports; if I have an accident does my insurance cover? What about accidental death?” Well, most insurance does not cover accidents occurring in extreme sports. If you are told that there is coverage, read the contract and do not buy the insurance before solving this doubt! Some insurance DO NOT cover sports accidents in its basic plans but be aware of the possibility of including this coverage as additional.
What the insurance NEEDS to cover?
What does basic insurance actually cover? See the items that need to be included in the basic coverage contract:
- Medical and dental assistance 24/7;
- Insurance in case of suspension or cancellation of the trip for medical reasons;
- Companion in case of prolonged hospitalization;
- Accommodation after hospital discharge;
- Rescheduling a ticket to return to your country;
- Medical and funeral repatriation – both in case of illness or accident and death;
- Funeral assistance;
- Compensation in case of death;
- Indemnity in case of permanent or total disability during the trip;
- Location or compensation of lost luggage;
- Legal expenses;
- Prepayment of bail.
5) The travel insurance is it required to go to Italy? INSURANCE PROBLEMS
I had a problem with my insurance, how to proceed? Before anything: try to solve the problem with the insurance company. Contact the company or the ombudsman and monitor the occurrence closely. Keep all documents in hand and, if you are still abroad, remember to always leave a copy of all travel documentation with someone you trust at home. If you do not have the expected return, contact your country Superintendence of Private Insurance, which is governed by the National Insurance Council*. They are responsible only for insurance contracted in each country territory.
(*) The responsible institution may be another in your country, but a quick Google search, you can find it easily.
6) The travel insurance is it required to go to Italy? HIRING AN INSURANCE COMPANY
Where can you hire out travel insurance? It is very simple and cheaper than you think. Access Globelink.co.uk right now. On this site you will find everything you need to search, compare and choose the best travel insurance!
The travel insurance is it required to go to Italy? Traveling with insurance is much stress-free; after all you know that if something goes wrong, you will be protected! Do not risk traveling without travel insurance, it is essential for your trip to be flawless!